{"id":619,"date":"2016-12-09T01:45:58","date_gmt":"2016-12-09T01:45:58","guid":{"rendered":"https:\/\/ditmasparkcapital.com\/?page_id=619"},"modified":"2019-02-21T21:39:57","modified_gmt":"2019-02-21T21:39:57","slug":"learn-about-borrowing","status":"publish","type":"page","link":"https:\/\/ditmasparkcapital.com\/learn-about-borrowing\/","title":{"rendered":"Learn About Borrowing"},"content":{"rendered":"

Ditmas Park Capital offers loans secured by real estate. We currently lend in the tri-state area of New Jersey, New York and Connecticut.
\nAll of our loans must be in first position (i.e. no second mortgages).
\nOur loans cannot be more than 78% of the purchase price of the property.
\nOur loans cannot be more than 68% of the appraised value of the property.
\nOur loans are typically for twelve (12) months with interest only paid on a monthly basis.
\nWe typically close on a loan as fast as three (3) days.<\/p>\n

We charge 2 points up front and 1% per month. We charge another 1 point at the end of the 12th month if the loan is still outstanding.<\/p>\n

Your initial cost will be $250 for a BPO (Broker Price Opinion – the appraisal), $250 for an inspection and $150 Application fee.
\nWhen you contact us, we will put together a Term Sheet for your review.
\nTo see a typical Term Sheet click here<\/a>.<\/p>\n

 <\/p>\n

REQUEST A LOAN<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Ditmas Park Capital offers loans secured by real estate. We currently lend in the tri-state area of New Jersey, New York and Connecticut. All of our loans must be in first position (i.e. no second mortgages). Our loans cannot be more than 78% of the purchase price of the property. Our loans cannot be more […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"\nLearn About Borrowing - Ditmas Park Capital<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ditmasparkcapital.com\/learn-about-borrowing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Learn About Borrowing - Ditmas Park Capital\" \/>\n<meta property=\"og:description\" content=\"Ditmas Park Capital offers loans secured by real estate. We currently lend in the tri-state area of New Jersey, New York and Connecticut. All of our loans must be in first position (i.e. no second mortgages). Our loans cannot be more than 78% of the purchase price of the property. 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